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    CAROLINA COOPERATIVE mortgage rates

    CAROLINA COOPERATIVE's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track CAROLINA COOPERATIVE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from CAROLINA COOPERATIVE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.1%—Sep 11, 2026Visit
    20 Year Fixed6.875%7.005%—Sep 11, 2026Visit
    15 Year Fixed6.5%6.66%—Sep 11, 2026Visit
    5 Year ARM6.375%6.547%—Sep 11, 2026Visit
    FHA 30 Year Fixed6.625%7.422%—Sep 11, 2026Visit
    VA 30 Year Fixed6.625%6.954%—Sep 11, 2026Visit
    Visit CAROLINA COOPERATIVE's rates page

    Rate history

    Lowest daily rate CAROLINA COOPERATIVE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAROLINA COOPERATIVE

    Carolina Cooperative Federal Credit Union serves anyone who lives, works, worships, or attends school in Gaston County, NC, as well as employees of numerous partner organizations and their family members.

    County
    Gaston County, NC

    Where CAROLINA COOPERATIVE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CAROLINA COOPERATIVE.

    North Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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