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    CAROLINA COOPERATIVE mortgage rates

    CAROLINA COOPERATIVE's lowest publicly advertised 30-year fixed rate today is 7.352% APR — the national average is 7.147%. We read CAROLINA COOPERATIVE's rates every weekday, starting around 11 a.m. Central.

    We last read CAROLINA COOPERATIVE's rates page on Nov 2, 2026. CAROLINA COOPERATIVE dates its published rate sheet Oct 27, 2026.

    Today's rates from CAROLINA COOPERATIVE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.352%—Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    20 Year Fixed6.875%7.006%—Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    15 Year Fixed6.875%7.038%—Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    5 Year ARM6.75%6.924%—Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    FHA 30 Year Fixed6.875%7.674%—Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    VA 30 Year Fixed6.875%7.209%—Nov 2, 2026
    Lender's sheet dated Oct 27, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAROLINA COOPERATIVE

    Carolina Cooperative Federal Credit Union serves anyone who lives, works, worships, or attends school in Gaston County, NC, as well as employees of numerous partner organizations and their family members.

    County
    Gaston County, NC

    Where CAROLINA COOPERATIVE writes mortgages

    CAROLINA COOPERATIVE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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