CU RateFinder
    Credit union mortgage rates
    Home state: Maine
    Lends in 1 state

    CAPITAL AREA mortgage rates

    CAPITAL AREA's lowest publicly advertised 30-year fixed rate today is 6.5% rate — the national average is 7.147%. That's about $62,116 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CAPITAL AREA's rates every weekday, starting around 11 a.m. Central.

    We last read CAPITAL AREA's rates page on Nov 2, 2026.

    Today's rates from CAPITAL AREA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%—Lender publishes rate only—Nov 2, 2026Visit
    15 Year Fixed6.25%—Lender publishes rate only—Nov 2, 2026Visit
    Visit CAPITAL AREA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAPITAL AREA

    Membership is open to anyone who lives, works, worships, or attends school in Kennebec, Waldo, or Lincoln Counties in Maine. Immediate family members and individuals residing in the same household as an existing member are also eligible to join.

    County
    Kennebec County, ME, Waldo County, ME, Lincoln County, ME

    Where CAPITAL AREA writes mortgages

    CAPITAL AREA publishes mortgage lending in 1 state.

    Maine

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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