Home state: Missouri

    CAPE REGIONAL mortgage rates

    CAPE REGIONAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track CAPE REGIONAL daily and refresh rates every morning.

    Today's rates from CAPE REGIONAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.833%1136Sep 11, 2026Visit
    20 Year Fixed6.625%6.832%324.8Sep 11, 2026Visit

    Rate history

    Lowest daily rate CAPE REGIONAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAPE REGIONAL

    Ozark Federal Credit Union (formerly Cape Regional) is open to individuals who live, work, worship, or attend school in 25 select Missouri counties. Membership is also available to credit union employees and immediate family members of current or eligible members.

    Employer
    Ozark Federal Credit Union
    County
    Bollinger County, MO, Butler County, MO, Cape Girardeau County, MO, Carter County, MO, Dent County, MO, Douglas County, MO, Dunklin County, MO, Howell County, MO, Iron County, MO, Madison County, MO, Mississippi County, MO, New Madrid County, MO

    Where CAPE REGIONAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CAPE REGIONAL.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CAPE REGIONAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CAPE REGIONAL if you qualify — ranked by today's rate.

    Get notified when CAPE REGIONAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Missouri

    See all Missouri credit union mortgage rates