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    Credit union mortgage rates
    Home state: Virginia
    Lends in 1 state

    CALL mortgage rates

    CALL's lowest publicly advertised 30-year fixed rate today is 7.06% APR — the national average is 7.147%. That's about $8,449 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CALL's rates every weekday, starting around 11 a.m. Central.

    We last read CALL's rates page on Nov 2, 2026.

    Today's rates from CALL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.06%2Nov 2, 2026Visit
    15 Year Fixed6.125%6.597%1.875Nov 2, 2026Visit
    10 Year Fixed5.75%6.408%1.875Nov 2, 2026Visit
    10 Year Fixed Refinance5.75%6.393%1.875Nov 2, 2026Visit
    15 Year Fixed Refinance6.125%6.586%1.875Nov 2, 2026Visit
    20 Year Fixed Refinance6.375%6.763%2Nov 2, 2026Visit
    30 Year Fixed Refinance6.75%7.053%2Nov 2, 2026Visit
    Visit CALL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CALL

    Membership is open to individuals who live, work, worship, volunteer, or attend school in the Richmond, Virginia Metropolitan Statistical Area. This area includes the cities of Colonial Heights, Hopewell, Petersburg, and Richmond, and the counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddle, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, and Sussex. Eligible businesses or other legal entities located in this same area may also join. Once a person has established membership, immediate family members and those sharing the same household are also eligible.

    Employer
    Businesses or legal entities located in Richmond VA MSA
    Family of a member
    Immediate family of current members, Household members of current members
    County
    Amelia, VA, Caroline, VA, Charles City, VA, Chesterfield, VA, Cumberland, VA, Dinwiddie, VA, Goochland, VA, Hanover, VA, Henrico, VA, King and Queen, VA, King William, VA, Louisa, VA…
    City
    Richmond, VA, Colonial Heights, VA, Hopewell, VA, Petersburg, VA

    Where CALL writes mortgages

    CALL publishes mortgage lending in 1 state.

    Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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