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    CAL STATE L.A. mortgage rates

    CAL STATE L.A.'s lowest publicly advertised 30-year fixed rate today is 6.179% APR — the national average is 7.147%. That's about $92,300 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CAL STATE L.A.'s rates every weekday, starting around 11 a.m. Central.

    We last read CAL STATE L.A.'s rates page on Nov 2, 2026. CAL STATE L.A. dates its published rate sheet Oct 26, 2026.

    Today's rates from CAL STATE L.A.

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.999%6.179%—Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit
    5 Year ARM5.375%5.52%—Nov 2, 2026
    Lender's sheet dated Oct 26, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CAL STATE L.A.

    Membership is open to Cal State LA students, faculty, staff, and alumni, as well as residents of El Sereno and employees of several nearby cities. Los Angeles County residents can also qualify by joining the Cal State LA Friends of the Alumni Association.

    Employer
    Cal State LA, Goodwill Industries, Grifols
    Association / SEG
    Cal State LA Alumni Association, El Sereno Chamber of Commerce, Cal State LA Friends of the Alumni Association
    County
    Los Angeles County, CA
    City
    El Sereno, CA, Vernon, CA, Bell, CA, Bell Gardens, CA, Cudahy, CA, Maywood, CA, Huntington_Park, CA

    Where CAL STATE L.A. writes mortgages

    CAL STATE L.A. publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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