Home state: New York

    BUFFALO METROPOLITAN mortgage rates

    BUFFALO METROPOLITAN's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track BUFFALO METROPOLITAN daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from BUFFALO METROPOLITAN

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit

    Rate history

    Lowest daily rate BUFFALO METROPOLITAN advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BUFFALO METROPOLITAN

    Buffalo Metropolitan Federal Credit Union is open to anyone who lives, works, worships, volunteers, or attends school in Erie County, New York. Immediate family members of current credit union members are also eligible to join.

    County
    Erie County, NY

    Where BUFFALO METROPOLITAN writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with BUFFALO METROPOLITAN.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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