CU RateFinder
    Credit union mortgage rates
    Home state: Michigan
    Lends in 1 state

    BREAKWATER mortgage rates

    BREAKWATER's lowest publicly advertised 30-year fixed rate today is 7.576% APR — the national average is 7.147%. We read BREAKWATER's rates every weekday, starting around 11 a.m. Central.

    We last read BREAKWATER's rates page on Nov 2, 2026.

    Today's rates from BREAKWATER

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.576%—Nov 2, 2026Visit
    20 Year Fixed7%7.257%—Nov 2, 2026Visit
    15 Year Fixed6.875%7.192%—Nov 2, 2026Visit
    10 Year Fixed6.5%6.912%—Nov 2, 2026Visit
    Visit BREAKWATER's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BREAKWATER

    Membership is open to anyone who lives, works, worships, attends school, or regularly conducts business in Houghton, Keweenaw, or Baraga County, Michigan.

    County
    Houghton County, MI, Keweenaw County, MI, Baraga County, MI

    Where BREAKWATER writes mortgages

    BREAKWATER publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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