Home state: North Carolina
    Lends in 2 states

    BRAGG MUTUAL mortgage rates

    BRAGG MUTUAL's lowest publicly advertised 30-year fixed rate today is 7.545% APR — the national average is 7.147%. We read BRAGG MUTUAL's rates every weekday, starting around 11 a.m. Central.

    We last read BRAGG MUTUAL's rates page on Nov 2, 2026.

    Today's rates from BRAGG MUTUAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.545%—Nov 2, 2026Visit
    20 Year Fixed7.5%7.721%—Nov 2, 2026Visit
    15 Year Fixed6.875%7.143%—Nov 2, 2026Visit
    5 Year ARM7.375%7.472%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.075%—Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.661%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.351%—Nov 2, 2026Visit
    15 Year Fixed Jumbo7.5%7.662%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BRAGG MUTUAL

    Membership is available to individuals who live, work, worship, or attend school in 25 counties in North Carolina or 7 counties in South Carolina. Employees of over 100 partner organizations and businesses are also eligible to join.

    County
    Alamance County, NC, Anson County, NC, Brunswick County, NC, Chatham County, NC, Columbus County, NC, Cumberland County, NC, Duplin County, NC, Franklin County, NC, Harnett County, NC, Hoke County, NC, Johnson County, NC, Lee County, NC…

    Where BRAGG MUTUAL writes mortgages

    BRAGG MUTUAL publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if BRAGG MUTUAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including BRAGG MUTUAL if you qualify — ranked by today's rate.

    Get notified when BRAGG MUTUAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in North Carolina

    See all North Carolina credit union mortgage rates