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    BAY ATLANTIC mortgage rates

    BAY ATLANTIC's lowest publicly advertised 30-year fixed rate today is 7.448% APR — the national average is 7.147%. We read BAY ATLANTIC's rates every weekday, starting around 11 a.m. Central.

    We last read BAY ATLANTIC's rates page on Nov 2, 2026.

    Today's rates from BAY ATLANTIC

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.448%0Nov 2, 2026Visit
    20 Year Fixed7%7.092%0Nov 2, 2026Visit
    15 Year Fixed6.75%6.864%0Nov 2, 2026Visit
    5 Year ARM7.625%7.185%0Nov 2, 2026Visit
    7 Year ARM7.75%7.362%0Nov 2, 2026Visit
    10 Year ARM7.875%7.598%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BAY ATLANTIC

    Membership is open to employees or retirees of participating member groups, immediate family of current members, and supporters of community partners like Big Brothers Big Sisters of Cumberland and Salem Counties or CU Maurice River.

    Association / SEG
    Big Brothers Big Sisters of Cumberland and Salem Counties, CU Maurice River

    Where BAY ATLANTIC writes mortgages

    BAY ATLANTIC publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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