Home state: New Jersey

    BAY ATLANTIC mortgage rates

    BAY ATLANTIC's lowest publicly advertised 30-year fixed rate today is 7.25% — the national average is 6.88%. We track BAY ATLANTIC daily and refresh rates every morning.

    Today's rates from BAY ATLANTIC

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.25%7.322%0Sep 11, 2026Visit
    20 Year Fixed7.125%7.218%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.738%0Sep 11, 2026Visit
    5 Year ARM6.875%6.722%0Sep 11, 2026Visit
    7 Year ARM7%6.834%0Sep 11, 2026Visit
    10 Year ARM7%6.908%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate BAY ATLANTIC advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BAY ATLANTIC

    Membership is open to employees or retirees of participating member groups, immediate family of current members, and supporters of community partners like Big Brothers Big Sisters of Cumberland and Salem Counties or CU Maurice River.

    Association / SEG
    Big Brothers Big Sisters of Cumberland and Salem Counties, CU Maurice River

    Where BAY ATLANTIC writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with BAY ATLANTIC.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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