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    Credit union mortgage rates
    Home state: Iowa
    Lends in 2 states

    ASCENTRA mortgage rates

    ASCENTRA's lowest publicly advertised 30-year fixed rate today is 6.933% APR — the national average is 7.147%. That's about $20,729 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ASCENTRA's rates every weekday, starting around 11 a.m. Central.

    We last read ASCENTRA's rates page on Nov 2, 2026.

    Today's rates from ASCENTRA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.933%0Nov 2, 2026Visit
    20 Year Fixed7.25%7.327%0Nov 2, 2026Visit
    15 Year Fixed6.75%6.844%0Nov 2, 2026Visit
    10 Year Fixed6.625%6.672%0Nov 2, 2026Visit
    5 Year ARM5.75%6.259%0Nov 2, 2026Visit
    10 Year ARM6%6.226%0Nov 2, 2026Visit
    Visit ASCENTRA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ASCENTRA

    Membership is open to anyone who lives or works in one of several counties across Eastern Iowa and Western Illinois, as well as family members of current Ascentra Credit Union members.

    County
    Cedar County, IA, Clinton County, IA, Delaware County, IA, Des Moines County, IA, Dubuque County, IA, Jackson County, IA, Johnson County, IA, Jones County, IA, Linn County, IA, Louisa County, IA, Muscatine County, IA, Scott County, IA…

    Where ASCENTRA writes mortgages

    ASCENTRA publishes mortgage lending in 2 states.

    IowaIllinois

    Illinois counties where ASCENTRA serves members

    Henry County, ILKnox County, ILMercer County, ILRock Island County, ILWhiteside County, ILCarroll County, ILPeoria County, ILJo Daviess County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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