Home state: Iowa

    ASCENTRA mortgage rates

    ASCENTRA's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track ASCENTRA daily and refresh rates every morning.

    Today's rates from ASCENTRA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.807%0Sep 11, 2026Visit
    20 Year Fixed7.125%7.201%0Sep 11, 2026Visit
    15 Year Fixed6.75%6.844%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.672%0Sep 11, 2026Visit
    5 Year ARM5.25%5.839%0Sep 11, 2026Visit
    10 Year ARM5.5%5.772%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate ASCENTRA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ASCENTRA

    Membership is open to anyone who lives or works in one of several counties across Eastern Iowa and Western Illinois, as well as family members of current Ascentra Credit Union members.

    County
    Cedar County, IA, Clinton County, IA, Delaware County, IA, Des Moines County, IA, Dubuque County, IA, Jackson County, IA, Johnson County, IA, Jones County, IA, Linn County, IA, Louisa County, IA, Muscatine County, IA, Scott County, IA

    Where ASCENTRA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ASCENTRA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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