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    Home state: California
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    Lends in 3 states

    ARROWHEAD mortgage rates

    ARROWHEAD's lowest publicly advertised 30-year fixed rate today is 6.813% APR — the national average is 7.147%. That's about $32,274 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ARROWHEAD's rates every weekday, starting around 11 a.m. Central.

    We last read ARROWHEAD's rates page on Nov 2, 2026. ARROWHEAD dates its published rate sheet Nov 2, 2026.

    Today's rates from ARROWHEAD

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%6.813%1Nov 2, 2026Visit
    20 Year Fixed6.25%6.758%1Nov 2, 2026Visit
    15 Year Fixed6.125%6.426%1Nov 2, 2026Visit
    5 Year ARM5.5%6.8%1Nov 2, 2026Visit
    7 Year ARM5.75%6.708%1Nov 2, 2026Visit
    10 Year ARM6%6.64%1Nov 2, 2026Visit
    30 Year Fixed Super Conforming6.625%6.813%1Nov 2, 2026Visit
    15 Year Fixed Super Conforming6.125%6.426%1Nov 2, 2026Visit
    10 Year ARM Super Conforming6.25%6.805%1Nov 2, 2026Visit
    20 Year Fixed Super Conforming6.25%6.758%1Nov 2, 2026Visit
    5 Year ARM Super Conforming5.75%6.9%1Nov 2, 2026Visit
    7 Year ARM Super Conforming6%6.837%1Nov 2, 2026Visit
    Visit ARROWHEAD's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ARROWHEAD

    Arrowhead Credit Union is open to anyone nationwide who joins an eligible association, such as the Community Impact Fund or Surfrider Foundation, with the credit union covering the initial association fee. Membership is also available to employees of numerous specific companies and municipalities across California, as well as immediate family members of current Arrowhead members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    California National Guard, State of California, Stater Bros. Markets, San Bernardino Community Hospital, San Bernardino County, St. Bernardine Hospital, Alcam Medical Inc, All Saints Episcopal Church, Bourns, Inc, Blacoh Fluid Control, Canyon Crest Dental, Cornerstone Fellowship Bible Church…
    Association / SEG
    Community Impact Fund, Surfrider Foundation, Bakers Union Local 37
    City
    Sacramento, CA, Adelanto, CA, Barstow, CA, Highland, CA, Loma Linda, CA, Montclair, CA, Needles, CA, Rancho Cucamonga, CA, Rialto, CA, Upland, CA

    Where ARROWHEAD writes mortgages

    ARROWHEAD publishes mortgage lending in 3 states.

    ArizonaCaliforniaNevada

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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