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    Credit union mortgage rates
    Home state: Arizona
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    Lends in 1 state

    ARIZONA CENTRAL mortgage rates

    ARIZONA CENTRAL's lowest publicly advertised 30-year fixed rate today is 7.079% APR — the national average is 7.147%. That's about $6,606 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ARIZONA CENTRAL's rates every weekday, starting around 11 a.m. Central.

    We last read ARIZONA CENTRAL's rates page on Nov 2, 2026.

    Today's rates from ARIZONA CENTRAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.079%—Nov 2, 2026Visit
    15 Year Fixed6.125%6.449%—Nov 2, 2026Visit
    10 Year Fixed6%6.457%—Nov 2, 2026Visit
    Visit ARIZONA CENTRAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ARIZONA CENTRAL

    Arizona Central Credit Union offers open membership, stating that everyone is welcome to join. Applicants can qualify through various partner organizations or through standard application requirements.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where ARIZONA CENTRAL writes mortgages

    ARIZONA CENTRAL publishes mortgage lending in 1 state.

    Arizona

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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