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    ARBOR FINANCIAL mortgage rates

    ARBOR FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.566% APR — the national average is 7.147%. That's about $55,857 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ARBOR FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read ARBOR FINANCIAL's rates page on Nov 2, 2026. ARBOR FINANCIAL dates its published rate sheet Nov 2, 2026.

    Today's rates from ARBOR FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.566%1.125Nov 2, 2026Visit
    20 Year Fixed6.5%6.704%0.75Nov 2, 2026Visit
    15 Year Fixed6.375%6.63%0.75Nov 2, 2026Visit
    10 Year Fixed6.25%6.467%0.125Nov 2, 2026Visit
    7 Year Fixed6.125%6.423%0.125Nov 2, 2026Visit
    3 Year ARM5.625%6.634%0Nov 2, 2026Visit
    5 Year ARM5.625%6.496%0.375Nov 2, 2026Visit
    7 Year ARM5.625%6.419%1.125Nov 2, 2026Visit
    10 Year ARM5.75%6.333%1.25Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.34%0.75Nov 2, 2026Visit
    20 Year Fixed Jumbo6.75%6.865%0.75Nov 2, 2026Visit
    15 Year Fixed Jumbo6.625%6.768%0.75Nov 2, 2026Visit
    10 Year Fixed Jumbo6.5%6.559%0.125Nov 2, 2026Visit
    7 Year Fixed Jumbo6.375%6.456%0.125Nov 2, 2026Visit
    Visit ARBOR FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ARBOR FINANCIAL

    Membership in Arbor Financial Credit Union is open to anyone who lives, works, or worships in the state of Michigan. Applicants for certain accounts must be 18 years or older, though those under 18 can open accounts in-branch. The credit union operates 12 branches throughout West and Southwest Michigan.

    Where ARBOR FINANCIAL writes mortgages

    ARBOR FINANCIAL publishes mortgage lending in 1 state.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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