Today's rates from AMERICAN SPIRIT
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 7.013% | 1.83 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 7.125% | 7.23% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.754% | 0 | Sep 11, 2026 | Visit | |
| 10 Year Fixed | 6.625% | 6.806% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 7.725% | 7.717% | 2.45 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 7.725% | 7.765% | 2.2 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 7.725% | 7.932% | 2.9 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.5% | 7.194% | 0 | Sep 11, 2026 | Visit | |
| FHA 15 Year Fixed | 6.625% | 7.314% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.012% | 0 | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.625% | 7.144% | 0.555 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.295% | 0.25 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.125% | 6.156% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate AMERICAN SPIRIT advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join AMERICAN SPIRIT
Membership is open to individuals who live, work, worship, or attend school in Newark, Dover, or Middletown, Delaware. Employees of sponsor companies and family or household members of current or eligible members are also eligible to join.
Association / SEG
DelPart FCU, First State Federal Credit Union
City
Newark, DE, Dover, DE, Middletown, DE
Where AMERICAN SPIRIT writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with AMERICAN SPIRIT.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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