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    ALTERNATIVES mortgage rates

    ALTERNATIVES's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read ALTERNATIVES's rates every weekday, starting around 11 a.m. Central.

    We last read ALTERNATIVES's rates page on Nov 2, 2026.

    Today's rates from ALTERNATIVES

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALTERNATIVES

    Membership is open to individuals who live in one of 17 select counties across Central New York and the Finger Lakes region. You can join by becoming a member of the Alternatives Fund of Ithaca, Inc. for a one-time $2 fee and opening a savings account with a $5 deposit.

    Association / SEG
    Alternatives Fund of Ithaca, Inc.
    County
    Tompkins County, NY, Cayuga County, NY, Chemung County, NY, Cortland County, NY, Schuyler County, NY, Seneca County, NY, Steuben County, NY, Tioga County, NY, Monroe County, NY, Orleans County, NY, Genesee County, NY, Livingston County, NY…

    Where ALTERNATIVES writes mortgages

    ALTERNATIVES publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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