Home state: Michigan

    ALPENA-ALCONA AREA mortgage rates

    ALPENA-ALCONA AREA's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track ALPENA-ALCONA AREA daily and refresh rates every morning.

    Today's rates from ALPENA-ALCONA AREA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.875%Sep 11, 2026Visit
    15 Year Fixed6%6.403%Sep 11, 2026Visit
    USDA 30 Year Fixed8%8.222%Sep 11, 2026Visit

    Rate history

    Lowest daily rate ALPENA-ALCONA AREA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALPENA-ALCONA AREA

    Membership is open to persons who reside, work, own real property, attend school, or worship within any county in the State of Michigan. Employees of AAACU, spouses of deceased members (if accepted prior to remarriage), and immediate family members of existing members are also eligible. Any legal entity comprised mostly of the same general group as the credit union's membership can also join.

    Employer
    Alpena-Alcona Area Credit Union

    Where ALPENA-ALCONA AREA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ALPENA-ALCONA AREA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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