Home state: New York

    ALLIANCE NIAGARA mortgage rates

    ALLIANCE NIAGARA's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track ALLIANCE NIAGARA daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from ALLIANCE NIAGARA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%7.026%0Sep 11, 2026Visit
    20 Year Fixed7%7.2%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.866%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.75%7.703%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.167%0Sep 11, 2026Visit
    USDA 30 Year Fixed6.625%7.294%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate ALLIANCE NIAGARA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALLIANCE NIAGARA

    Alliance Niagara Federal Credit Union membership is open to employees, students, and alumni of Niagara County Community College and Niagara University, as well as their family members and household residents.

    Employer
    Niagara County Community College, Niagara University
    Association / SEG
    Niagara County Community College Alumni, Niagara University Alumni, Groups housed on NU or NCCC Campus

    Where ALLIANCE NIAGARA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ALLIANCE NIAGARA.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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