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    ALLIANCE mortgage rates

    ALLIANCE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track ALLIANCE daily and refresh rates every morning.

    Today's rates from ALLIANCE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.889%—Sep 11, 2026Visit
    20 Year Fixed6.5%6.68%—Sep 11, 2026Visit
    15 Year Fixed6.25%6.474%—Sep 11, 2026Visit
    10 Year Fixed6%6.314%—Sep 11, 2026Visit
    3 Year ARM6%6.139%—Sep 11, 2026Visit
    5 Year ARM6.25%6.389%—Sep 11, 2026Visit
    7 Year ARM6.375%6.514%—Sep 11, 2026Visit
    10 Year ARM6.5%6.639%—Sep 11, 2026Visit
    Visit ALLIANCE's rates page

    Rate history

    Lowest daily rate ALLIANCE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALLIANCE

    Membership is open to individuals who live or work in St. Louis City and County, St. Charles, Jefferson, or Franklin counties in Missouri, as well as Jersey, Madison, Monroe, or St. Clair counties in Illinois. You can also join if you work for a listed employer partner, are a member of a participating labor union, or have a family member who is already an Alliance Credit Union member.

    Employer
    Emerson & Subsidiaries, General Motors Wentzville Truck Group, Spire Inc. Natural Gas Company, Hussmann, Proctor & Gamble St. Louis Employees, Allied Systems, Inc., American Youth Foundation, Azcon Corporation, Cargill, Inc., Carter Automotive Co. Inc., Curtis Toledo, Inc., DRS Sustainment Systems, Inc.…
    Association / SEG
    International Ladies Garment Workers Union, International Longshoremen's Association, International Molder's and Allied Workers Union, Local #110 United Auto Workers Union, Service Employees International Local #50, Teamsters Joint Council #13, Local Unions at Union Plaza St. Louis
    County
    St. Louis County, MO, St. Charles County, MO, Jefferson County, MO, Franklin County, MO, Jersey County, IL, Madison County, IL, Monroe County, IL, St. Clair County, IL
    City
    St. Louis, MO

    Where ALLIANCE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ALLIANCE.

    Missouri

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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