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    Home state: Missouri
    Lends in 2 states

    ALLIANCE mortgage rates

    ALLIANCE's lowest publicly advertised 30-year fixed rate today is 7.347% APR — the national average is 7.147%. We read ALLIANCE's rates every weekday, starting around 11 a.m. Central.

    We last read ALLIANCE's rates page on Nov 2, 2026.

    Today's rates from ALLIANCE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.347%—Nov 2, 2026Visit
    20 Year Fixed7%7.124%—Nov 2, 2026Visit
    15 Year Fixed6.5%6.652%—Nov 2, 2026Visit
    10 Year Fixed6.25%6.463%—Nov 2, 2026Visit
    3 Year ARM6%6.097%—Nov 2, 2026Visit
    5 Year ARM6.5%6.597%—Nov 2, 2026Visit
    7 Year ARM6.75%6.847%—Nov 2, 2026Visit
    10 Year ARM7%7.097%—Nov 2, 2026Visit
    Visit ALLIANCE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALLIANCE

    Membership is open to individuals who live or work in St. Louis City and County, St. Charles, Jefferson, or Franklin counties in Missouri, as well as Jersey, Madison, Monroe, or St. Clair counties in Illinois. You can also join if you work for a listed employer partner, are a member of a participating labor union, or have a family member who is already an Alliance Credit Union member.

    Employer
    Emerson & Subsidiaries, General Motors Wentzville Truck Group, Spire Inc. Natural Gas Company, Hussmann, Proctor & Gamble St. Louis Employees, Allied Systems, Inc., American Youth Foundation, Azcon Corporation, Cargill, Inc., Carter Automotive Co. Inc., Curtis Toledo, Inc., DRS Sustainment Systems, Inc.…
    Association / SEG
    International Ladies Garment Workers Union, International Longshoremen's Association, International Molder's and Allied Workers Union, Local #110 United Auto Workers Union, Service Employees International Local #50, Teamsters Joint Council #13, Local Unions at Union Plaza St. Louis
    County
    St. Louis County, MO, St. Charles County, MO, Jefferson County, MO, Franklin County, MO, Jersey County, IL, Madison County, IL, Monroe County, IL, St. Clair County, IL
    City
    St. Louis, MO

    Where ALLIANCE writes mortgages

    ALLIANCE publishes mortgage lending in 2 states.

    IllinoisMissouri

    Illinois counties where ALLIANCE serves members

    Madison County, ILJersey County, ILSt. Clair County, ILMonroe County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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