Home state: Massachusetts

    ALLCOM mortgage rates

    ALLCOM's lowest publicly advertised 30-year fixed rate today is 6% — the national average is 6.88%. That's about $83,106 saved over the life of a $400,000, 30-year loan. We track ALLCOM daily and refresh rates every morning.

    Rates as of Jan 1, 2026

    Today's rates from ALLCOM

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6%6.088%0Sep 11, 2026Visit
    20 Year Fixed5.75%5.865%0Sep 11, 2026Visit
    15 Year Fixed5.5%5.643%0Sep 11, 2026Visit
    10 Year Fixed5.25%5.45%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate ALLCOM advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALLCOM

    Membership is open to individuals who live, work, or attend school in Worcester County, or in the Middlesex County communities of Acton, Ashby, Ashland, Ayer, Boxborough, Concord, Framingham, Groton, Holliston, Hopkinton, Hudson, Littleton, Marlborough, Maynard, Natick, Pepperell, Sherborn, Shirley, Stow, Sudbury, Townsend, Wayland, and Westford. Employees and retirees of any company primarily engaged in the communications, gas, electrical, or utility industries are also eligible. Additionally, family members of existing members may join, including spouses, children, brothers, sisters, parents, grandchildren, grandparents, stepchildren, stepbrothers, stepsisters, in-laws, aunts, uncles, nieces, nephews, cousins, and household members sharing a principal residence.

    County
    Worcester County, MA
    City
    Acton, MA, Ashby, MA, Ashland, MA, Ayer, MA, Boxborough, MA, Concord, MA, Framingham, MA, Groton, MA, Holliston, MA, Hopkinton, MA, Hudson, MA, Littleton, MA

    Where ALLCOM writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ALLCOM.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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