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    Credit union mortgage rates
    Home state: Massachusetts
    Lends in 2 states

    ALIGN mortgage rates

    ALIGN's lowest publicly advertised 30-year fixed rate today is 7.129% APR — the national average is 7.147%. That's about $1,750 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ALIGN's rates every weekday, starting around 11 a.m. Central.

    We last read ALIGN's rates page on Nov 2, 2026. ALIGN dates its published rate sheet Nov 2, 2026.

    Today's rates from ALIGN

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.129%0Nov 2, 2026Visit
    20 Year Fixed6.875%7.206%0Nov 2, 2026Visit
    15 Year Fixed6.75%7.16%0Nov 2, 2026Visit
    10 Year Fixed6.75%7.326%0Nov 2, 2026Visit
    3 Year ARM5.625%6.881%0Nov 2, 2026Visit
    5 Year ARM5.875%6.787%0Nov 2, 2026Visit
    7 Year ARM6%6.718%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.125%7.177%0Nov 2, 2026Visit
    Visit ALIGN's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALIGN

    Membership is open to individuals who live, work, or attend school in numerous cities and towns throughout Massachusetts and Southern New Hampshire, covering a broad area including Boston, Worcester, Lowell, and Nashua.

    City
    Acton, MA, Amesbury, MA, Andover, MA, Arlington, MA, Ashby, MA, Ashland, MA, Avon, MA, Ayer, MA, Bedford, MA, Bellingham, MA, Belmont, MA, Berlin, MA…

    Where ALIGN writes mortgages

    ALIGN publishes mortgage lending in 2 states.

    MassachusettsNew Hampshire

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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