Home state: Massachusetts

    ALIGN mortgage rates

    ALIGN's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track ALIGN daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from ALIGN

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.001%0Sep 11, 2026Visit
    20 Year Fixed6.375%6.697%0Sep 11, 2026Visit
    15 Year Fixed6%6.396%0Sep 11, 2026Visit
    10 Year Fixed6%6.56%0Sep 11, 2026Visit
    3 Year ARM5.25%6.505%0Sep 11, 2026Visit
    5 Year ARM5.5%6.413%0Sep 11, 2026Visit
    7 Year ARM5.75%6.408%0Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.926%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate ALIGN advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALIGN

    Membership is open to individuals who live, work, or attend school in numerous cities and towns throughout Massachusetts and Southern New Hampshire, covering a broad area including Boston, Worcester, Lowell, and Nashua.

    City
    Acton, MA, Amesbury, MA, Andover, MA, Arlington, MA, Ashby, MA, Ashland, MA, Avon, MA, Ayer, MA, Bedford, MA, Bellingham, MA, Belmont, MA, Berlin, MA

    Where ALIGN writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ALIGN.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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