Today's rates from AFFINITY PLUS
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.875% | 7.011% | — | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 6.927% | — | Sep 11, 2026 | Visit | |
| 5 Year ARM | 5.25% | 5.374% | — | Sep 11, 2026 | Visit | |
| 7 Year ARM | 5.5% | 5.625% | — | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 7.625% | 7.693% | — | Sep 11, 2026 | Visit | |
| VA 20 Year Fixed | 7.375% | 7.462% | — | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed | 6.75% | 6.856% | — | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.875% | 6.936% | — | Sep 11, 2026 | Visit | |
| 10 Year Fixed Refinance | 6% | 6.306% | — | Sep 11, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.375% | 6.594% | — | Sep 11, 2026 | Visit | |
| 20 Year Fixed Refinance | 6.75% | 6.927% | — | Sep 11, 2026 | Visit | |
| 30 Year Fixed Refinance | 6.875% | 7.011% | — | Sep 11, 2026 | Visit | |
| 5 Year ARM Refinance | 5.25% | 5.374% | — | Sep 11, 2026 | Visit | |
| 7 Year ARM Refinance | 5.5% | 5.625% | — | Sep 11, 2026 | Visit | |
| VA 15 Year Fixed Refinance | 6.75% | 6.856% | — | Sep 11, 2026 | Visit | |
| VA 20 Year Fixed Refinance | 7.375% | 7.462% | — | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 7.625% | 7.693% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate AFFINITY PLUS advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join AFFINITY PLUS
Membership is open to employees of the State of Minnesota, University of Minnesota, and any organization receiving state funding, including most schools and local governments. Individuals who live or work in Freeborn County or the city of Albert Lea, and household members of current members, are also eligible.
Employer
State of Minnesota, University of Minnesota Twin Cities, Affinity Plus Federal Credit Union, St. John's Lutheran Community, Mayo Clinic Health System
Military / veteran
DoD
County
Freeborn County, MN
City
Albert Lea, MN
Where AFFINITY PLUS writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with AFFINITY PLUS.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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