Today's rates from AFFINITY PLUS
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.25% | 7.39% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 20 Year Fixed | 7% | 7.179% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 5 Year ARM | 5.875% | 6.003% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 7 Year ARM | 6.125% | 6.255% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.25% | 7.312% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 10 Year Fixed Refinance | 6.375% | 6.683% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.75% | 6.971% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 20 Year Fixed Refinance | 7% | 7.179% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 30 Year Fixed Refinance | 7.25% | 7.39% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 5 Year ARM Refinance | 5.875% | 6.003% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 7 Year ARM Refinance | 6.125% | 6.255% | 1 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join AFFINITY PLUS
Membership is open to employees of the State of Minnesota, University of Minnesota, and any organization receiving state funding, including most schools and local governments. Individuals who live or work in Freeborn County or the city of Albert Lea, and household members of current members, are also eligible.
Employer
State of Minnesota, University of Minnesota Twin Cities, Affinity Plus Federal Credit Union, St. John's Lutheran Community, Mayo Clinic Health System
Military / veteran
DoD
County
Freeborn County, MN
City
Albert Lea, MN
Where AFFINITY PLUS writes mortgages
AFFINITY PLUS publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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