Home state: Iowa

    AFFINITY mortgage rates

    AFFINITY's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.88%. That's about $36,281 saved over the life of a $400,000, 30-year loan. We track AFFINITY daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from AFFINITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.73%0Sep 11, 2026Visit
    15 Year Fixed6.25%6.625%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate AFFINITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join AFFINITY

    Membership is open to anyone who lives or works in 14 select Iowa counties, including Polk, Dallas, and Story. Eligibility is also extended to employees of Select Employee Groups and family members of current credit union members.

    County
    Polk County, IA, Boone County, IA, Story County, IA, Marshall County, IA, Dallas County, IA, Jasper County, IA, Madison County, IA, Warren County, IA, Marion County, IA, Adams County, IA, Union County, IA, Page County, IA

    Where AFFINITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with AFFINITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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