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    Credit union mortgage rates
    Home state: Colorado
    Lends in 1 state

    AFFIDIAN mortgage rates

    AFFIDIAN's lowest publicly advertised 30-year fixed rate today is 6.114% APR — the national average is 7.147%. That's about $98,359 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read AFFIDIAN's rates every weekday, starting around 11 a.m. Central.

    We last read AFFIDIAN's rates page on Nov 2, 2026.

    Today's rates from AFFIDIAN

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.99%6.114%0Nov 2, 2026Visit
    20 Year Fixed5.9%6.064%0Nov 2, 2026Visit
    15 Year Fixed5.25%5.452%0Nov 2, 2026Visit
    10 Year Fixed4.95%5.236%0Nov 2, 2026Visit
    Visit AFFIDIAN's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join AFFIDIAN

    Membership is available to current and retired employees of the State of Colorado, as well as city and county government employees across the state. Family members of current credit union members are also eligible to join.

    Employer
    State of Colorado, City/County Government Employees in Colorado

    Where AFFIDIAN writes mortgages

    AFFIDIAN publishes mortgage lending in 1 state.

    Colorado

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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