Home state: Arizona
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    Lends in 3 states

    AERO mortgage rates

    AERO's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track AERO daily and refresh rates every morning.

    Today's rates from AERO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.868%0.526Sep 11, 2026Visit
    20 Year Fixed6.5%6.766%0.131Sep 11, 2026Visit
    15 Year Fixed6.125%6.455%0.133Sep 11, 2026Visit
    10 Year Fixed5.875%6.371%0.276Sep 11, 2026Visit
    FHA 30 Year Fixed6%6.937%0.126Sep 11, 2026Visit
    VA 30 Year Fixed6.125%6.48%0.041Sep 11, 2026Visit

    Rate history

    Lowest daily rate AERO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join AERO

    Membership at AERO is open to everyone with a minimum $5 deposit. Eligibility also extends to spouses of deceased members, credit union employees, and pensioners or annuitants from organizations within the credit union's common bond. Current members in good standing can sponsor immediate family members, including father, mother, brother, sister, son, daughter, grandmother, grandfather, and spouse (defined as anyone in the residence forming a single economic unit). Mortgages are offered directly by AERO Financial, which specializes in the Arizona and New Mexico markets.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where AERO writes mortgages

    AERO publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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