Home state: Kentucky
    Lends in 2 states

    ADVANZ mortgage rates

    ADVANZ's lowest publicly advertised 30-year fixed rate today is 6.625% APR — the national average is 7.147%. That's about $50,246 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ADVANZ's rates every weekday, starting around 11 a.m. Central.

    We last read ADVANZ's rates page on Nov 2, 2026. ADVANZ dates its published rate sheet Oct 1, 2026.

    Today's rates from ADVANZ

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.625%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    20 Year Fixed—Lender publishes APR only6.5%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    15 Year Fixed—Lender publishes APR only6%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    10 Year Fixed—Lender publishes APR only5.75%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit
    7 Year Fixed—Lender publishes APR only5.5%—Nov 2, 2026
    Lender's sheet dated Oct 1, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ADVANZ

    Membership is open to anyone who lives, works, worships, or attends school in the Kentucky counties of Jefferson, Bullitt, Spencer, Shelby, Oldham, Henry, or Trimble, and the Indiana counties of Clark or Floyd. It is also open to Louisville Metro Government employees and immediate family members of existing members.

    Employer
    Louisville Metro Government
    County
    Jefferson County, KY, Bullitt County, KY, Spencer County, KY, Shelby County, KY, Oldham County, KY, Henry County, KY, Trimble County, KY, Clark County, IN, Floyd County, IN

    Where ADVANZ writes mortgages

    ADVANZ publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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