Today's rates from ADVANTAGE
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.909% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 20 Year Fixed | 6.75% | 6.958% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.884% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit | |
| 10 Year Fixed | 6.625% | 6.989% | — | Nov 2, 2026 Lender's sheet dated Oct 30, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join ADVANTAGE
Membership is available to residents, worshippers, and volunteers in the City of Rochester, NY. Employees, students, and family members of many local organizations including the University of Rochester, RIT, Brockport College, and various regional healthcare systems and museums are also eligible.
Employer
Highland Hospital, Rochester Regional Health, University of Rochester, Hillside, Rochester School for the Deaf, City of Rochester, Town of Greece
Association / SEG
Brockport College, RIT, Rochester Museum and Science Center, Strong Museum, Penfield Fitness, Doug Miller Soccer, Catholic Schools
City
Rochester, NY
Where ADVANTAGE writes mortgages
ADVANTAGE publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if ADVANTAGE is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including ADVANTAGE if you qualify — ranked by today's rate.