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    ADIRONDACK REGIONAL mortgage rates

    ADIRONDACK REGIONAL's lowest publicly advertised 30-year fixed rate today is 6.4% APR — the national average is 7.147%. That's about $71,565 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ADIRONDACK REGIONAL's rates every weekday, starting around 11 a.m. Central.

    We last read ADIRONDACK REGIONAL's rates page on Nov 2, 2026.

    Today's rates from ADIRONDACK REGIONAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.4%—Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6.2%—Nov 2, 2026Visit
    10 Year Fixed—Lender publishes APR only5.99%—Nov 2, 2026Visit
    Visit ADIRONDACK REGIONAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ADIRONDACK REGIONAL

    Membership is open to residents and their immediate family members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties, along with several specific towns in St. Lawrence County, New York.

    County
    Clinton County, NY, Essex County, NY, Franklin County, NY
    City
    Brasher, NY, Canton, NY, Claire, NY, Clifton, NY, Colton, NY, Dekalb, NY, DePeyster, NY, Edwards, NY, Fine, NY, Gouverneur, NY, Hammond, NY, Hermon, NY…

    Where ADIRONDACK REGIONAL writes mortgages

    ADIRONDACK REGIONAL publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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