Home state: Vermont
    Lends in 2 states

    802 mortgage rates

    802's lowest publicly advertised 30-year fixed rate today is 7.423% APR — the national average is 7.147%. We read 802's rates every weekday, starting around 11 a.m. Central.

    We last read 802's rates page on Nov 2, 2026.

    Today's rates from 802

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.423%0Nov 2, 2026Visit
    20 Year Fixed7%7.221%0Nov 2, 2026Visit
    15 Year Fixed6.75%7.022%0Nov 2, 2026Visit
    10 Year Fixed6.5%6.878%0Nov 2, 2026Visit
    3 Year ARM5.25%6.61%0Nov 2, 2026Visit
    5 Year ARM6%6.685%0Nov 2, 2026Visit
    1 Year ARM5%6.851%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join 802

    Membership is open to anyone who lives, works, or worships in the state of Vermont, as well as those in Grafton, Sullivan, and Cheshire Counties in New Hampshire. Immediate relatives of current members are also eligible to join.

    County
    Grafton County, NH, Sullivan County, NH, Cheshire County, NH

    Where 802 writes mortgages

    802 publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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