Today's rates from 1ST UNITED
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.799% | — | Sep 8, 2026 | Visit | |
| 15 Year Fixed | 6.25% | 6.326% | — | Sep 8, 2026 | Visit | |
| 7 Year ARM | 6.125% | 6.27% | — | Sep 8, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.875% | 6.914% | — | Sep 8, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.5% | 6.559% | — | Sep 8, 2026 | Visit | |
| 30 Year Fixed Super Conforming | 6.875% | 6.918% | — | Sep 8, 2026 | Visit | |
| 15 Year Fixed Super Conforming | 6.5% | 6.566% | — | Sep 8, 2026 | Visit | |
| 7 Year ARM Jumbo | 6.25% | 6.36% | — | Sep 8, 2026 | Visit | |
| 7 Year ARM Super Conforming | 6.25% | 6.375% | — | Sep 8, 2026 | Visit |
Rate history
Lowest daily rate 1ST UNITED advertised for each product, past 90 days.
Who can join 1ST UNITED
Membership is available to anyone who lives, works, or attends school in the California counties of Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings. Immediate family members of current primary members and employees of participating companies are also eligible to join.
Where 1ST UNITED writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with 1ST UNITED.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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