Today's rates from 1ST UNITED
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.25% | 7.303% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 15 Year Fixed | 6.75% | 6.83% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 7 Year ARM | 6.375% | 6.523% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.375% | 7.416% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7% | 7.063% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 30 Year Fixed Super Conforming | 7.375% | 7.421% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 15 Year Fixed Super Conforming | 7% | 7.071% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 7 Year ARM Jumbo | 6.5% | 6.614% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit | |
| 7 Year ARM Super Conforming | 6.5% | 6.628% | — | Nov 2, 2026 Lender's sheet dated Nov 1, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join 1ST UNITED
Membership is available to anyone who lives, works, or attends school in the California counties of Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings. Immediate family members of current primary members and employees of participating companies are also eligible to join.
County
Alameda County, CA, Contra Costa County, CA, San Joaquin County, CA, Solano County, CA, Stanislaus County, CA, Kings County, CA
Where 1ST UNITED writes mortgages
1ST UNITED publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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