Today's rates from 1ST NORTHERN CALIFORNIA
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6% | 6.115% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 5.625% | 5.776% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 5.125% | 5.313% | — | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 4.99% | 5.258% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.125% | 6.217% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed Jumbo | 5.875% | 5.996% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 5.75% | 5.902% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join 1ST NORTHERN CALIFORNIA
1st Nor Cal Credit Union (CA) is open to anyone who lives, regularly works, attends school (restrictions apply), or worships (restrictions apply) in Contra Costa, Solano, or Alameda counties, as well as businesses and legal entities located in those counties. Immediate family and household members of existing members, and the immediate family of deceased members, are also eligible.
Where 1ST NORTHERN CALIFORNIA writes mortgages
1ST NORTHERN CALIFORNIA publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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