CU RateFinder
    Credit union mortgage rates
    Home state: Iowa
    Lends in 2 states

    1ST GATEWAY mortgage rates

    1ST GATEWAY's lowest publicly advertised 30-year fixed rate today is 8.204% APR — the national average is 7.147%. We read 1ST GATEWAY's rates every weekday, starting around 11 a.m. Central.

    We last read 1ST GATEWAY's rates page on Nov 2, 2026.

    Today's rates from 1ST GATEWAY

    ProductRateAPRPointsWe readSource
    30 Year Fixed8.125%8.204%—Nov 2, 2026Visit
    20 Year Fixed8%8.174%—Nov 2, 2026Visit
    15 Year Fixed7.625%7.834%—Nov 2, 2026Visit
    10 Year Fixed4.9%5.046%—Nov 2, 2026Visit
    Visit 1ST GATEWAY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join 1ST GATEWAY

    Membership is open to anyone who lives or works in 11 specific counties in Iowa or 13 specific counties in Illinois. Relatives of current members are also eligible to join.

    County
    Cedar County, IA, Clayton County, IA, Clinton County, IA, Delaware County, IA, Dubuque County, IA, Jackson County, IA, Johnson County, IA, Jones County, IA, Linn County, IA, Muscatine County, IA, Scott County, IA, Boone County, IL…

    Where 1ST GATEWAY writes mortgages

    1ST GATEWAY publishes mortgage lending in 2 states.

    IowaIllinois

    Illinois counties where 1ST GATEWAY serves members

    Ogle County, ILBoone County, ILCarroll County, ILDeKalb County, ILLee County, ILStephenson County, ILWhiteside County, ILWinnebago County, ILBureau County, ILHenry County, ILJo Daviess County, ILLaSalle County, ILRock Island County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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