Today's rates from 1ST ADVANTAGE
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.75% | 6.921% | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit | |
| 20 Year Fixed | 6.5% | 6.721% | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit | |
| 15 Year Fixed | 6.25% | 6.524% | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit | |
| 5 Year ARM Jumbo | 6.625% | 6.663% | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit | |
| 5 Year ARM — medical professionals | 6.125% | 6.565% | — | Nov 2, 2026 Lender's sheet dated Oct 26, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join 1ST ADVANTAGE
Membership is open to anyone who lives, works, worships, or attends school in Hampton Roads and parts of Richmond, Virginia, and North Carolina. It also includes Currituck and Gates counties in North Carolina, and Gloucester, Isle of Wight, James City, Mathews, and York counties in Virginia. Immediate family members of current 1st Advantage members are also eligible.
County
Currituck County, NC, Gates County, NC, Gloucester County, VA, Isle of Wight County, VA, James City County, VA, Mathews County, VA, York County, VA
City
Hampton Roads, VA, Richmond, VA
Where 1ST ADVANTAGE writes mortgages
1ST ADVANTAGE publishes mortgage lending in 2 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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