Home state: New Jersey
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    1166 mortgage rates

    1166's lowest publicly advertised 30-year fixed rate today is 7.072% APR — the national average is 7.147%. That's about $7,285 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read 1166's rates every weekday, starting around 11 a.m. Central.

    We last read 1166's rates page on Nov 2, 2026.

    Today's rates from 1166

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.072%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.25%0Nov 2, 2026Visit
    15 Year Fixed7%7.155%0Nov 2, 2026Visit
    10 Year Fixed7%7.217%0Nov 2, 2026Visit
    5 Year ARM6.725%7.435%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.25%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.502%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.432%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.299%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.424%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.537%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join 1166

    1166 FCU serves individuals who work for one of their Select Employer Group partners, as well as residents of communities in South Jersey, Southeastern Pennsylvania, and Northern Delaware. Immediate family members of current or eligible members may also join.

    Where 1166 writes mortgages

    1166 publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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