Home state: New Jersey

    1166 mortgage rates

    1166's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track 1166 daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from 1166

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.028%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.25%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.778%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.84%0Sep 11, 2026Visit
    5 Year ARM7.725%7.733%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.782%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.949%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.175%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.283%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.299%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6.125%6.162%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate 1166 advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join 1166

    1166 FCU serves individuals who work for one of their Select Employer Group partners, as well as residents of communities in South Jersey, Southeastern Pennsylvania, and Northern Delaware. Immediate family members of current or eligible members may also join.

    Where 1166 writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with 1166.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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